Terms of Use

Introduction

Welcome to the website of Mortgage Experts, Inc. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions. These terms, together with our privacy policy, govern Mortgage Experts, Inc.’s relationship with you in relation to this website.

Acceptance of Terms

By using this website, you signify your acceptance of these terms of use. If you do not agree to these terms, please do not use our website. Mortgage Experts, Inc. reserves the right to change these terms at any time, and your continued use of the website will signify your acceptance of any adjustment to these terms.

Use of Website

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither Mortgage Experts, Inc. nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which Mortgage Experts, Inc. shall not be liable.
  • It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.
  • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

Intellectual Property

This website contains material that is owned by or licensed to Mortgage Experts, Inc. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited except in accordance with the copyright notice, which forms part of these terms and conditions.

Links to Other Websites

From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

Governing Law

Your use of this website and any dispute arising out of such use of the website is subject to the laws of the state of Arizona.

Privacy Policy

Introduction

Mortgage Experts, Inc. is committed to ensuring that your privacy is protected. This privacy policy explains how we use the information we collect about you, how you can instruct us if you prefer to limit the use of that information, and procedures that we have in place to safeguard your privacy.

Information We Collect

We may collect the following information:

  • Name and job title
  • Contact information including phone number and email address
  • Demographic information such as postcode, preferences, and interests
  • Other information relevant to customer surveys and/or offers

How We Use the Information

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • Internal record keeping.
  • We may use the information to improve our products and services.
  • We may periodically send promotional emails about new products, special offers, or other information which we think you may find interesting using the email address which you have provided.
  • From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax, or mail.
  • We may use the information to customize the website according to your interests.

Google Analytics

We use Google Analytics to collect information about how visitors use our site. Google Analytics collects information such as how often users visit the site, what pages they visit when they do so, and what other sites they used prior to coming to our site. We use the information we get from Google Analytics only to improve our site and services. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit the site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.

Google Ads Enhanced Conversion Tracking

We may share first-party customer data with Google such as an email address, name, home address, or phone number captured in conversion tracking tags. The data is hashed, sent to Google in its hashed form, and used to match customers to Google Accounts.

According to Google Ads, Google will only use the data for the following purposes:

  • To provide measurement for all Google media (Search, Video, Display) and platforms (Google Ads, Display & Video 360, Search Ads 360, Google Analytics).
  • To combine your enhanced conversion data with data from other measurement products that you use to improve the accuracy of your conversion measurement.

Google won’t share your data with other advertisers. Where required, we may share this data to meet any applicable law, regulation, legal process, or enforceable governmental request.

*Hashed: The string of characters is transformed into another value for the purpose of security.

You can learn more about Google Ads Enhanced Conversion Tracking and Google’s data usage policies on the Google Privacy Policy page. Google Ads’ Enhanced Conversion Tracking here.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

How We Use Cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added, and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. This may prevent you from taking full advantage of the website.